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Easily managed single source of account information, marketing and rewards for. members with the scorecard rewards feature on their sccu visa® platinum and platinum preferred credit cards earn reward points each time they make purchases. what is a credit score? A credit score is calculated based on information on your credit report and shows lenders how likely you are to be accepted for credit. credit score good/excellent pros easy to earn welcome offer 5% back on rei purchases cons potentially high apr depending on credit qualification highlights. a credit score is calculated based on information on your credit report and shows lenders how likely you are to be accepted for credit. Easily managed single source of account information, marketing and rewards for. Co Op Credit Score.